March 2017

A professional indemnity policy required the insured to give notice to the insurer of any ‘written demand for monetary damages or non-pecuniary relief’. A letter from solicitors reserving rights to pursue a claim and expressing the view that there was a strong claim against the insured was held not to be a written demand and

Where an insurer’s policy covered computer fraud, a Georgia US judge refused to grant the insured an indemnity when the fraud had been committed over the phone.

The insured provides a service that allows customers to load funds onto debit cards issued by third party banks and sold by retailers. The amount on the card

The role of a board of trustees is inextricably linked to the exercise of discretion.

The ability to review a decision is rarely considered by a board until a situation arises where a decision they have passed is challenged.

The objects and duties of a trustee of a pension fund are contained in sections 7C

In Maine, USA, the interpretation of a state law involving overtime pay revolved around the use of the Oxford comma.

What is the Oxford comma?

The Oxford comma comes before the last item in a list of 3 or more things, usually to resolve ambiguity. This example illustrates its use:

  • Without Oxford comma: I love

Arbitration clauses must be construed liberally to give effect to their essential purpose which is to resolve legal disputes arising from commercial relationships before privately agreed tribunals, instead of through the courts.

When business people choose to arbitrate their disputes they generally intend that all their disputes will be determined by the same tribunal unless

If an interdict is sought preventing the future publication of alleged defamatory matter, the facts upon which the allegation is based must be clear and it must be clear that the defendant has no defence.

If the defendant sets up evidence of a defence such as truth and public interest or fair comment, the interdict