Intentional act, even by mistake, is not accidental and not insured (US)
A homeowner trespassed on her neighbour’s property and cleared their land thinking it was her own property. The court held that this was an intentional act and not an accident even if the act caused unintended harm. The policy covered “damaged … property
In this judgment the appeal court had to consider whether the claimant who owned goods damaged by fire at the insured’s warehouse premises was entitled to an indemnity under the relevant policy of insurance.
The lower court held that on a proper construction of the “interests of other parties” clause in the policy as interpreted
No insurance cover for assault because of assault & battery exclusion (US)
A Missouri court found that the insurer had no duty to indemnify a bar and its owner for an incident that occurred where a bar employee attacked a patron in the parking lot causing bodily injury. The policy contained an exclusion for bodily
High profile corporate collapses and judicial commissions of enquiry have shone the spotlight on the possible role of auditors in these matters. In what can be considered a step by the Independent Regulatory Board for Auditors (IRBA) to strengthen its ability to investigate such allegations, it published its new disciplinary rules effective from 01 April
Recent media reports highlight the challenges faced by the insurance industry in dealing with fraudulent insurance claims.
Reportedly South African life insurers detected 4287 fraudulent and dishonest claims worth R787.6 million for the 2021 year.
This blog frequently reports on South African judgments, and those from around the world, dealing with rejection of fraudulent claims.