Elsa Jordaan

Cover for cyber breaches under general liability policies

By Elsa Jordaan on April 13, 2016 Posted in Insurance

If insurers don’t want to cover cyber liability under a general liability policy they’d better check their wordings and introduce exclusions if necessary. Whether or not cyber breaches are covered under the “personal and advertising injury” section of commercial general liability policies depends on the circumstances of each case. I discuss two cases which illustrate … Continue reading

Cyber threats, exposures and insurance

By Elsa Jordaan on April 1, 2016 Posted in Insurance

One of the main concerns for South African businesses is dealing with cyber threats. While loss or harm caused by cyber incidents is not entirely new, these incidents have become more common in recent years due to the rapid advances in technology and the changes in many business models. By way of an example, machines … Continue reading