In the UK there is legislation regarding exposure to risks to health and safety by third parties from the operations of a business. Legislation, like the South African Occupational Health and Safety Act, protects employees against exposure to substances hazardous to health. There have been a number of prosecutions in the UK recently for dust
In a short May 2025 judgment the Ontario Appeal Court dismissed an appeal where the insured claimed that the underwriters had delayed the exercise of its rights to void the 2015 policy and that renewing the policy amounted to a waiver or estoppel.
The insured made a major claim under its 2015 insurance policy. The
This blog is co-authored by Raaiqhah Akoo, a candidate attorney.
In March 2025 the High Court decided that the repudiation by an insurer of a claim for indemnification under an insurance policy was lawful due to the insured breaching the terms of the policy by providing false information during the assessment of his claim and
Around the world there are class actions, both settled and ongoing, by players against their respective sports bodies for repetitive head injuries resulting in neurodegenerative disorders. Insurers and brokers need to take note.
Class action claims against the US National Football League for concussion injuries in respect of which risk the league ignored or concealed
An April 2025 decision of the High Court of Singapore found that a warranty in a marine insurance policy requiring compliance with “statutory or regulatory requirements” would be understood by a reasonable person, with the relevant background knowledge, to mean what its plain language says. A reasonable person would have understood it to mean statutes
On the 25th of April 2025 the Financial Sector Conduct Authority exempted Lloyd’s open market correspondents from section 8(2)(d) of the Short-term Insurance Act, 1998. The section requires an independent intermediary placing non-life insurance business offshore to get the approval of the FSCA which is done under the Offshore Insurance Placement process.
When amendments were introduced
In 2018 the Prudential Authority issued the well-known Prudential Standards regulating several aspects of insurance business, including outsourcing material business activities. In line with a growing trend of joint and collaborative regulation across regulators, in May 2024 the Prudential Authority and Financial Sector Conduct Authority issued Joint Standard 1 of 2024 on Outsourcing by Insurers
We regularly hear from our insurance clients that they have great difficulty in getting their freight operator insureds to contract appropriately with their customers to protect against liability.
It is almost always our advice that the policy must ensure that the transporter has in place appropriate standard trading conditions that are binding or has appropriate
Effective from 22 April 2025, the Office of the Judge President of the Gauteng Division of the High Court issued a Directive introducing mandatory mediation in the Gauteng Division, together with a Mediation Protocol. The Directive provides that mediation in civil trials is now mandatory in the Division.
The effect on trial dates
In the transitional
The owners of a building in which aluminium composite panels were installed is seeking compensation for loss or damage arising from the manufacturer supplier of those panels including the costs of removing the panels and remediating damage caused by affixing the panels to the building.
In this judgment the question was whether the insurer’s policy