The issue which the parties sought to have determined were whether the benefits of a life insurance policy received by the surviving community-of-property spouse as beneficiary were protected under section 63 of the Long-term Insurance Act, 1998 (LTIA). The provisional trustees of the insolvent joint estate alleged that the transaction, by which the benefits were immediately

On 29 May 2025, the Gauteng High Court highlighted the far-reaching implications of submitting a claim after the statutory period has expired, as well as the difficulties that arise when key facts remain unsubstantiated. The judgment serves as a warning to brokers, attorneys, and insured individuals alike: missing critical deadlines can extinguish a claim, even

A May 2025 high court decision provides a crisp reminder of what an exception is meant to achieve and assists in clarifying the approach an insurer may take when a claimant cites the underwriting manager as defendant. Norman Luxury Tours sued Stalker Hutchinson Admiral, described in the summons as acting “on behalf of” Santam, after

The Bank had loaned money to the owners of the vessel “TERAS LYZA” (the Vessel). To secure the loan, the Bank registered a mortgage over the vessel and insured their interest in the vessel with marine insurance underwriters (the Insurer).

The marine insurance policy covered the hull and machinery (Section A – USD56 million) with

This blog is co-authored by Kamogelo Madiba, a candidate attorney.

A May 2025 judgment dealt with life insurance claims where beneficiaries are suspected of involvement in the insured’s demise. The court made no finding but gave some useful reminders of the rights of the insured and the insurer.

During July 2021, the insured was murdered

An appeal court judgment from Virginia, USA upheld the lower court’s finding that the bump-up exclusion in a D&O policy excluded insurers’ liability to indemnify a merging party against a USD90 million federal securities law claims by shareholders. The claimants alleged that the amount received for the shares in the merger were too low because of