On 24 February 2025, a US court found that an insurance claim by a hospital of $2.5 million in legal costs incurred in responding to state probes into its Covid-19 vaccine distribution programme was limited to the amount of $1 million because of a policy sublimit for regulatory cover.
The court found that an insured
This blog was co-authored by Justine Subramoney, Candidate Attorney.
In November 2024, the High Court held that the implementation of the Covid-19 regulations extinguished the contractual obligations between the parties to a wedding venue contract because of supervening impossibility arising from the pandemic. The venue was ordered to refund the claimant R63 008 plus interest, the
This blog was co-authored by Hannah Howell, Candidate Attorney.
In October 2024 the Supreme Court of Appeal ruled that an agreement for the purchase of immovable property could not be revived by an addendum to the existing agreement. A new agreement is required subsequent to the lapse of a suspensive condition contained in the agreement.
One of the issues for consideration by the Court of Appeal in London International Exhibition Centre PLC v Allianz Insurance PLC and Others previously discussed here [Business Interruption “Disease at the Premises” and Causation (UK) | Financial Institutions Legal Snapshot] was whether on a proper construction of the words “suffered by any
In this Court of Appeal judgment of 6 September 2024 in London International Exhibition Centre PLC v Allianz Insurance PLC and Others the court considered what constituted the insured peril occurring “at the premises” of the insured.
The relevant policies contained “at the premises” infectious disease extension wordings.
It had been agreed or
In this recent United Kingdom Supreme Court judgment discussed here, in addition to considering the meaning of “catastrophe” in the context of the Covid-19 losses and the treaty wording, the application of the “hours clause” was also considered.
The reinsurers argued that even if there was a catastrophe only business interruption
The Covid-19 insurance litigation continues in the United States of America.
The matters are now reaching the appeal courts.
In this September 2023 Nevada Supreme Court judgment the appeal court overturned the lower court’s decision to allow the case to proceed.
The court found that the Covid-19 virus did not constitute “direct physical loss or
In a July 2023 Judgment, the High Court considered whether a commissioner of oaths is able to commission a document where a deponent is not physically present at commissioning.
The court was required to consider whether a founding affidavit to an application as well as the replying affidavit had been properly commissioned in compliance
In this judgment the insured restaurant argued that the requirement in the murder, suicide or disease extension that the interruption or interference with the insured business be caused by damage did not require physical damage.
It was common cause that there had been no physical loss or damage to the insured premises or property used