An Illinois appeals court ruled that an insurer had a duty to defend toxic tort lawsuits brought against its insured even though the claims contained vague, ambiguous allegations which did not necessarily bring the claim within the policy coverage. The court reiterated the principle that an insurer’s duty to defend arises when the claim alleges

The English court of appeal has reminded us of two insurance principles that are worth remembering:

  1. If there is no “follow the settlements” clause in a reinsurance policy, in order to trigger liability the insured must establish that it is, as a matter of law, liable to the third party claimant and that the loss