Exceptions

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A May 2025 high court decision provides a crisp reminder of what an exception is meant to achieve and assists in clarifying the approach an insurer may take when a claimant cites the underwriting manager as defendant. Norman Luxury Tours sued Stalker Hutchinson Admiral, described in the summons as acting “on behalf of” Santam, after…

Where the purchaser of an oil refinery sued the seller for breach of contract for $25 million damages resulting from a fire caused by various acts and omissions of the seller prior to the sale, the claim was not covered under the seller’s commercial general liability policy. The claim was not based on property damage…