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Fire claim

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Precise cause of a fire is immaterial if not deliberate by insured (India)

Photo of Patrick Bracher (ZA)
By Patrick Bracher (ZA) on November 4, 2025

An October 2025, judgment of the Supreme Court of India held that once it is established that the loss at the insured premises is due to fire and there is no finding of an allegation of fraud or that the insured is the instigator of the fire, the cause of the fire is immaterial. It…

Posted in Insurance

Claims preparation costs are costs of presentation of the insurance claim (AUS)

Photo of Patrick Bracher (ZA)
By Patrick Bracher (ZA) on November 14, 2023

In a dispute between insurer and insured relating to a fire claim, the insured sought claims preparation costs in the form of professional fees relating to fees charged by their lawyers for pursuing claims under the policy. The court held that the only sensible construction of the clause in the policy insuring claims preparation costs…

Posted in Insurance

Fires at Sea: An ever-increasing hazard after 5 000 years of shipping

Photo of Malcolm Hartwell
By Malcolm Hartwell on May 28, 2021

On 18 May 2021, the fire and resultant probable loss of the brand new container ship, the mv X-Press Pearl, along with all her cargo off Sri Lanka is a timely reminder of the devastating effect of fires at sea on seafarers and ships. It is also a continuing reminder of the ever-increasing hazard caused…

Posted in General

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Norton Rose Fulbright’s financial institutions team provides straightforward legal updates. Our lawyers offer local insights with an international perspective recognised worldwide. This blog focuses on the South African market and is about sharing knowledge with you. Blog posts are not legal advice.

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