In this judgment, the South African appellate court, in referencing co-insurance clauses (which was in content a follow-the-lead clause), said:
“In order to determine the proper meaning of the co-insurance clause, it is necessary to have regard to its purpose.
In my view, the object of this clause was to protect the insured so
In the San Evans Maritime case, the English court described follow-the-lead clauses as follows:
“11. Follow clauses come in different forms. Some oblige the following underwriter to follow the lead underwriter in relation to a large number of matters including alterations to the terms of the policy, surveys and settlement of claims (as in Roar