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Intentional loss exception

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Intentional loss exception excludes insurance cover for house burned down by daughter (US)

Photo of Patrick Bracher (ZA)
By Patrick Bracher (ZA) on July 22, 2022

This blog was co-authored by: Anitah Ndhlovu, Candidate Attorney

The insured, under a homeowner’s insurance policy, lived in a house with their 18 year old daughter, an “insured” under the policy, who ignited her father’s bedspread intending to make him mad. She could not put out the fire which destroyed the house.  The…

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