In an August 2024 Australian Federal Court judgment previously discussed here [“Hemiplegia” – Personal Accident and Sickness Policy (Australia) | Financial Institutions Legal Snapshot], the court found that the insured did not suffer from hemiplegia, and accordingly did not qualify for any benefits under the policy. The court nevertheless considered whether the insured’s
The primary issue the court had to determine in an August 2024 Australian Federal Court judgment was whether the insured’s “Bodily Injury” was “permanent hemiplegia” as defined by the insured’s Professional Sports Personal Accident and Sickness Insurance Policy.
The insured, a former professional football player had suffered a significant injury while
What is double insurance?
For there to be double insurance, the following requirements must be met at the time the risk insured against materialises: