Tag archives: Motor vehicle insurance

Ride-hailing driver using rented vehicle insurance excluded as “regular use” vehicle (US)

In November 2023 a Michigan Court of Appeals denied coverage to a ride-hailing driver whose rented vehicle was rear-ended whilst carrying a passenger for reward because the Under-Insured Motorist (“UIM”) benefits under the insurer’s policy excluded benefits for bodily injury sustained by any person when using “any vehicle that is owned by or available for … Continue reading

Motor vehicle insurance and proof of quantum

In this appeal judgment, the court dealt with an insurance claim in which the insured’s motor vehicle was written off in a collision. The insured claimed damages in his summons based on the market-related value of the vehicle. The issue on appeal was whether the insured had produced evidence that supported his pleaded case on … Continue reading

DUI proved despite no conclusive blood test

The motor policy considered in Bantho v Alexander Forbes Insurance Co Ltd excluded an indemnity if the accident occurred while the driver was driving under the influence of intoxicating liquor or while the level of alcohol in the bloodstream exceeded the statutory limit. The court applied the exclusion despite a dispute about the accuracy of … Continue reading