The Housing Authority of Somerset, US was liable for failing to maintain an area where a tree fell on three victims and the jury award was $3.7 million. The insurance policy limited coverage to $1 million for each ‘occurrence’. It was held that this was one occurrence.
The tree fell on two cousins, one of
A US court limited coverage for a carbon monoxide leak that killed one person and seriously injured others in different apartments in a single block. There was a single cause and therefore one occurrence.
The court found that while the gas undoubtedly travelled to different rooms within a single building at different times over several