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One occurrence

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One tree falling on three victims is one insurance occurrence

Photo of Patrick Bracher (ZA)
By Patrick Bracher (ZA) on August 27, 2017

The Housing Authority of Somerset, US was liable for failing to maintain an area where a tree fell on three victims and the jury award was $3.7 million. The insurance policy limited coverage to $1 million for each ‘occurrence’. It was held that this was one occurrence.

The tree fell on two cousins, one of…

Posted in Insurance

Apartment gas leak one occurrence despite multiple injuries

Photo of Patrick Bracher (ZA)
By Patrick Bracher (ZA) on November 18, 2014

A US court limited coverage for a carbon monoxide leak that killed one person and seriously injured others in different apartments in a single block. There was a single cause and therefore one occurrence.

The court found that while the gas undoubtedly travelled to different rooms within a single building at different times over several…

Posted in Insurance

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Norton Rose Fulbright’s financial institutions team provides straightforward legal updates. Our lawyers offer local insights with an international perspective recognised worldwide. This blog focuses on the South African market and is about sharing knowledge with you. Blog posts are not legal advice.

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