Tag archives: One occurrence

One tree falling on three victims is one insurance occurrence

By Patrick Bracher (ZA) on August 27, 2017 Posted in Insurance

The Housing Authority of Somerset, US was liable for failing to maintain an area where a tree fell on three victims and the jury award was $3.7 million. The insurance policy limited coverage to $1 million for each ‘occurrence’. It was held that this was one occurrence. The tree fell on two cousins, one of whom was … Continue reading

Apartment gas leak one occurrence despite multiple injuries

By Patrick Bracher (ZA) on November 18, 2014 Posted in Insurance

A US court limited coverage for a carbon monoxide leak that killed one person and seriously injured others in different apartments in a single block. There was a single cause and therefore one occurrence. The court found that while the gas undoubtedly travelled to different rooms within a single building at different times over several … Continue reading