Property insured

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An electrical arcing event to the main switchboard of the insured caused significant damage to the switchboard and an extended power outage. The “property insured” included “individual switchgear for starting and controlling motors and interconnecting wires and/or cables”. The claim was for damage to the combination fuse switch unit. The court held that the use…

In this case the insured claimed for damage to rock mass when tunnels for the Gautrain Rapid Rail Systems were constructed. One of the issues in dispute was whether the rock mass surrounding the tunnel void was part of the Property Insured.

It was common cause that the damage occurred and that damage was caused…