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Financial Institutions Legal Snapshot

South Africa and global insurance, financial institutions, banking and general law know–how

Banking

Green Loans: a grassroots overview

By Steve Chemaly on June 8, 2022

What are Green Loans? Green loans are loan instruments made available exclusively to finance or re-finance, wholly or partly, new or existing eligible Green Projects, according to the Loan Market Association’s Green Loan Principles (the GLPs). There are no specific qualifying criteria for a “Green Project” but indicative categories set out ... Continue reading

When can my bank close my bank account?

FSCA publishes a digital banking research report

Foreign collective investment schemes and FSCA discretion

Drafting tips

The difference between ‘significant’ and ‘substantial’

By Patrick Bracher (ZA) on June 16, 2020

In April 2020 the UK Supreme Court had reason to discuss the difference between ‘significant’ and ‘substantial’ in the context of what is a ‘significant reduction in life expectancy’. The court said that ‘like the skin of a chameleon, the adjective takes a different colour so as to suit a ... Continue reading

Contracts interpreted according to wording, context and purpose

Sign of the times: Electronic signatures in South Africa

Effect of settlement agreement

Insurance

Directors and Officers Insurance and Material Non-Disclosure & Misrepresentation (Australia)

By Donald Dinnie on August 5, 2022

In this judgment the court considered the insured’s duty of disclosure and the insurers’ ability to avoid the policy under the relevant Australian legislation. The question turned on what was called the Iraq File Note written in November 2010.The insurers contended that the contents should have been disclosed before renewal of ... Continue reading

Composite insurance policies

Subrogation, co-insurance and CAR insurance policies

Insurance, causation and a SASRIA peril

General

The role of expert evidence in a trial

By Paul Cartwright on August 3, 2022

This blog was co-authored by: Nomonde Sithole, Trainee Associate and Julian Scholtz, Candidate Attorney The opinions drawn by expert witnesses do not replace the task of civil courts to determine the issues in dispute on the balance of probabilities, and only serve as guidance for courts in determining the issues. This ... Continue reading

The primacy of PAJA in judicial review proceedings involving administrative action

The effect of stalled land claims on rural economic development

The once and for all rule: a practical lesson

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Norton Rose Fulbright’s financial institutions team provides straightforward legal updates. Our lawyers offer local insights with an international perspective recognised worldwide. This blog focuses on the South African market and is about sharing knowledge with you. Blog posts are not legal advice.

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